Also offices in

Alabama: Birmingham, Mobile
Arizona: Phoenix
Arkansas: Fayetteville, Little Rock
California: Los Angeles, Sacramento, San Diego, San Francisco
Colorado: Denver
Connecticut: Hartford
Florida: Ft. Lauderdale, Ft. Myers, Jacksonville,
Orlando, Panama City Beach, Tampa, West Palm Beach
Georgia: Atlanta, Savannah
Hawaii: Honolulu
Illinois: Chicago
Indiana: Indianapolis
Iowa: Des Moines
Kentucky: Louisville
Louisiana: Baton Rouge, New Orleans
Maine: Portland
Maryland: Baltimore
Massachusetts: Boston
Michigan: Detroit, Grand Rapids
Minnesota: Minneapolis
Mississippi: Jackson
Missouri: Kansas City, St. Louis
Nevada: Las Vegas
New Mexico: Albuquerque
New York: New York, Syracuse
North Carolina: Charlotte, Raleigh, Western Carolina
Ohio: Cincinnati, Cleveland
Oklahoma: Oklahoma City
Oregon: Bend, Portland
Pennsylvania: Philadelphia, Pittsburgh
Rhode Island: Providence
South Carolina: Charleston,
Myrtle Beach
Tennessee: Memphis, Nashville
Texas: Austin, Brownsville,
Corpus Christi, Dallas, El Paso,
Houston, Lubbock, San Antonio
Utah: Salt Lake City
Virginia: Richmond, Washington DC
Washington: Seattle
Wisconsin: Madison
Wyoming: Cheyenne

Also offices in
Barranquilla, Bucaramanga, Cali, Cartagena, Medellin, Pereira

Also offices in
Ankara, Aliaga, Izmir, Mersin, Iskenderun, Bandirma, Dilovasi/Gebze and Trabzon

Also servicing
Armenia, Azerbaijan, Georgia

Also servicing
Slovenia, Serbia and Kosovo

Also offices in
Kiev, Mariupol, Illychevsk, Yuzhny, Nikolayev; Kherson, Kertch, Feodosia, Sevastopol

Also servicing
Moldova

Also offices in
Nadi, Fiji

Also servicing
The Pacific Islands

Also offices in
Sapporo, Saitama, Yokohama, Shizuoka, Nagoya, Kyoto, Osaka, Kobe, Hiroshima, Takamatsu, Tokio

Also servicing
Nicaragua, Belize

Also offices in
Lyon, Bordeaux, Metz, Nice, Toulon, Nantes

Also servicing
Monaco and Corsica

vrs Adjusters’ Partner: Joseph Lobo (Pvt) Ltd is a leading loss adjuster in Pakistan, handling a wide range of categories such as property, marine, personal accident, livestock, etc, for major insurers, underwriters, financial institutions, and brokers across various industries globally. This includes power generation, transmission, infrastructure projects, telecom, textile, petrochemical, pharmaceutical, automobile, heavy & light general industries, and food processing sectors.

The growth of industries in Pakistan led to the necessity of enhancing engineering expertise for evaluating losses, assessing risks, and determining the value of different types of projects such as infrastructure, process engineering, petroleum, chemicals, power generation, cement, textiles, telecom, and food processing. JL has built a team of over eighty skilled professionals to efficiently visit client locations throughout Pakistan and neighbouring regions, working from offices in Karachi, Lahore, Multan, Rawalpindi, and Kabul.

Joseph Lobo (Pvt) Ltd holds full licenses as Surveyors & Loss Adjusters from SECP (Securities & Exchange Commission of Pakistan), is a member of the Karachi Chamber of Commerce & Industry, is ISO 9001:2015 certified, and is registered as Class-A Valuers with ‘No asset value limit’ by the Pakistan Banks Association. Being the oldest Surveyors firm in Pakistan. Joseph Lobo (Pvt) Ltd was the inaugural recipient of Professional Indemnity insurance in 1980 from leading insurers who had been acquainted with JL, its partners, and staff for many years.

Also offices in
Lahore, Multan, Rawalpindi

Also offices in
Guangzhou, Tianjin, Wuhan, Nanchang, Chengdu, Xi’an, Hangzhou, Suzhou, Changchun

Also servicing
Hong Kong, Macau

The company has a strong team of 33 highly qualified and experienced loss adjusters from diverse professional backgrounds, and is trusted to manage major and complex claims across property, engineering, liability, and specialty lines. vrs VietAdjusters’ track record includes handling some of the most significant insurance losses in Vietnam, such as the largest fire loss in the country’s history and the largest typhoon-related loss caused by Typhoon Yagi.

Headquartered in Ho Chi Minh City, with representative offices in Hanoi and Da Nang, vrs VietAdjusters is strategically positioned to support insurers, reinsurers, and brokers nationwide — consistently advancing professional standards and leading the future of loss adjusting in Vietnam.

Also offices in
Hanoi and Da Nang

Also servicing
kyrgyzstan; Turkmenistan, Tajikistan and Uzbekistan

Also offices in
Johor Bahru, Penang, Kuantan, Ipoh, Kota Bharu, Alor Setar, Kota Kinabalu, Kuching, Tawau, Miri

Also offices in
St. Petersburg, Nakhoda, Novorossiysk, Vladivostok.

Also servicing
Belarus

Also offices in
Salonica, Heraclion (Crete)

Also servicing
Albania, Montenegro, North Macedonia

With vrs Adjusters partners spanning over 13 countries in Asia Pacific, vrs Asia Pacific Pte Ltd is positioned to provide the very best independent loss adjusting and claims management services to the Asian and global insurance market and deliver tailor-made solutions to our clients’ complex risk management issues.

We are specialists in corporate and commercial insurance claims.

Also servicing
Cambodia, Laos, Thailand

Also offices in
Belfast, Birmingham, Bolton, Bristol, Dublin, Edinburgh, Glasgow, Leeds, Maidstone, Newcastle, Northampton, Portsmouth and Reading.

Also offices in
Brisbane, Melbourne, Hobart, Adelaide, Perth and Regional Locations

Also servicing
Queensland: Brisbane, Toowoomba, Gold Coast, Sunshine, Coast, Mackay, Whitsundays, Gladstone, Cairns, Bundaberg/Rockhampton New South Wales: Sydney, Newcastle, Gosford, Central Coast, Wollongong, Southern Highlands, Wagga, South West, Tamworth/Central West, Goulburn/Canberra, Byron Bay/Northern NSW, Port Macquarie, South Coast Victoria: Melbourne, Geelong, Warrnambool, Gippsland / Warragul, Albury / Wodonga/ Shepparton, Mornington, Ballarat / Bendigo, Mildura Tasmania: Hobart, Launceston South Australia/Northern Territories: Adelaide, Eyre Peninsula/Iron Triangle, MidNorth, Riverland, Darwin/Alice Springs Western Australia: Perth, Bunbury, Albany, Kalgoorlie, Geraldton, Karratha, Port Hedland

Also offices in
Rotterdam, Amsterdam, Zwolle, Eindhoven

Also offices in
Salonica, Heraclion (Crete)

Also servicing
Albania, Montenegro, North Macedonia

Also offices in
Ankara, Aliaga, Izmir, Mersin, Iskenderun, Bandirma, Dilovasi/Gebze and Trabzon

Also servicing
Armenia, Azerbaijan, Georgia

Also servicing
Lithuania, Iceland, Latvia

Also offices in
Monterrey, Guadalajara, Cancun

Also offices in
Ankara, Aliaga, Izmir, Mersin, Iskenderun, Bandirma, Dilovasi/Gebze and Trabzon

Also servicing
Armenia, Azerbaijan, Georgia

Also offices in
St. Petersburg, Nakhoda, Novorossiysk, Vladivostok.

Also servicing
Belarus

Also servicing
Nicaragua, Belize

Also servicing
Bolivia, Paraguay, Uruguay

Also offices in
Durban

Also servicing
Democratic Republic of Congo, Ghana, Mozambique, Namibia, Zambia

Also servicing
Bolivia, Paraguay, Uruguay

Also offices in
Alicante, Barcelona, Bilbao, Cáceres, Castellón, Granada, La Coruña, Las Palmas de Gran Canaria, Logroño, Málaga, Murcia, Oviedo, Palencia, Palma de Mallorca, Pamplona, San Sebastián, Santa Cruz de Tenerife, Santander, Sevilla, Valencia, Valladolid, Vigo, Zaragoza

Also servicing
the Balearic and Canary Islands

Also offices in
Barbaro

Also servicing
Cuba and Haiti

Also servicing
Cambodia, Laos, Thailand

Also offices in
Barbaro

Also servicing
Cuba and Haiti

Also servicing
Greenland and Faro Islands

Also servicing
Ghana, Mozambique, Namibia, Zambia

Also servicing
Finland

Also servicing
Spitzbergen

Also offices in
Ankara, Aliaga, Izmir, Mersin, Iskenderun, Bandirma, Dilovasi/Gebze and Trabzon

Also servicing
Armenia, Azerbaijan, Georgia

Also servicing
Democratic Republic of Congo, Mozambique, Namibia, Zambia

Also servicing
Slovenia, Serbia, Bosnia and Herzegovina, Montenegro and Kosovo

Also offices in
Barbaro

Also servicing
Cuba and Haiti

Also offices in
Guangzhou, Tianjin, Wuhan, Nanchang, Chengdu, Xi’an, Hangzhou, Suzhou, Changchun

Also servicing
Hong Kong, Macau

Also servicing
Estonia

Also offices in
Stockholm and Hassleholm

Also servicing
Lithuania, Iceland, Latvia

Also offices in
Delhi, Mumbai, Chennai, Kolkata

Also offices in
Vienna, Salzburg, Graz, Amstetten, Innsbruck, Hohenems, Treffen

Also servicing
Liechtenstein

Also servicing
Slovenia, Bosnia and Herzegovina, Serbia and Kosovo

Also servicing
kyrgyzstan; Turkmenistan, Tajikistan and Uzbekistan

Also servicing
Cambodia, Thailand

Also offices in
Stockholm and Hassleholm

Also servicing
Lithuania, Iceland, Latvia

Also offices in
Vienna, Salzburg, Graz, Amstetten, Innsbruck, Hohenems, Treffen

Also servicing
Liechtenstein

Also offices in
Stockholm and Hassleholm

Also servicing
Lithuania, Iceland, Latvia

Also servicing
Kosovo

Also offices in
Mons, Mechelen, Heist-op-den-Berg

Also offices in
Guangzhou, Tianjin, Wuhan, Nanchang, Chengdu, Xi’an, Hangzhou, Suzhou, Changchun

Also servicing
Hong Kong, Macau

Also offices in
Kiev, Mariupol, Illychevsk, Yuzhny, Nikolayev; Kherson, Kertch, Feodosia, Sevastopol

Also servicing
Moldova

Also offices in
Salonica, Heraclion (Crete)

Also servicing
Albania, Montenegro, North Macedonia

Also servicing
Democratic Republic of Congo, Ghana, Namibia, Zambia

Also servicing
Democratic Republic of Congo, Ghana, Mozambique, Zambia

Also offices in
Berlin, Bremen, Cologne, Dresden, Frankfurt, Hamburg, Hannover, Leipzig, Magdeburg, Muenster, Munich, Nuremberg, Offenburg, Stuttgart and Regensburg

Also servicing
Nicaragua, Belize

Also offices in
Incheon, Busan, Daejeon, Daegu, Kwangju

Also offices in
Salonica, Heraclion (Crete)

Also servicing
Albania, Montenegro, North Macedonia

Also offices in
Viña del Mar

Also servicing
Bolivia, Paraguay, Uruguay

Also offices in
Porto, Faro and Algarve

Also offices in
Rio de Janeiro, Rio Grande do Sul, Minas Gerais

Also servicing
Guyana, French Guyana, Suriname

Also servicing
Slovenia, Bosnia and Herzegovina and Kosovo

Also servicing
Serbia, Kosovo and Bosnia-Herzegovina

Also offices in
Haifa, Eilat

Also servicing
kyrgyzstan; Turkmenistan, Tajikistan and Uzbekistan

Also servicing
Cambodia, Laos

Also offices in
Belfast, Birmingham, Bolton, Bristol, Dublin, Edinburgh, Glasgow, Leeds, Maidstone, Newcastle, Northampton, Portsmouth and Reading.

Also servicing
kyrgyzstan; Turkmenistan, Tajikistan and Uzbekistan

Also offices in
Cebu and Davao

Also servicing
Bolivia, Paraguay, Uruguay

Also servicing
kyrgyzstan; Turkmenistan, Tajikistan and Uzbekistan

Also offices in
Genova, Vicenza, Roma, San Benedetto del Tronto.

Also servicing
San Marino and Malta

Also servicing
Democratic Republic of Congo, Ghana, Mozambique, Namibia